• energy efficient
    Housing,  Money

    The Basics of an Energy Efficient Mortgage

    Going green has many benefits. Not only does it lower your impact on the environment, but it could potentially save you money. When it comes to your home, it can be difficult to make your house more energy efficient. Luckily, with an Energy Efficient Mortgage (EEM), you can borrow more money to help you upgrade your home with green technology. Here are just a few upgrades that qualify under an EEM: Alternative heating such as a pellet stove New windows and insulation New roofing technologies Solar Panels for both electricity and hot water heating In order to qualify for an EEM, you must first qualify for a regular mortgage. When…

  • HEALTH & HOME,  Home Garden,  Money,  Think Piece

    5 Unconventional Ways to Cut Home Utility Costs

    . For the average American household, monthly utility bills represent a significant chunk of the family budget, usually 5 – 10 percent of monthly expenses.  Since utilities are such a big chunk of your expenses, there are probably a number of ways that you can effectively cut your home energy costs each month. While many people may see “going green” as an additional expense, there are a number of green practices that can help you slash your monthly bills. At this point, we all know how to set the thermostat higher when we sleep or leave the house. We know that we can turn the water heater down a little…